Finding The Right Match

Finding the right auto finance option can be daunting and confusing, but luckily we are here to help. At our Queensbury car dealership, you will find only the finest finance professionals, who are ready and willing to help you find the option to best match your budget and lifestyle.

There are 2 main types of auto financing to choose from — a car lease and a car loan. There are similarities and differences between these options, and we’ll help explain the benefits and disadvantages of each. Here, we will discuss what each option entails and which one might be better for you. Keep on reading to learn more about our auto finance options in Queensbury, and feel free to give us a call if you have any additional questions.

What Is A Car Lease?

A car lease is 1 of the 2 most popular ways to get into a vehicle, and it seems to be growing in popularity each and every day. It can be looked at or described as a long-term vehicle rental. This means that you will only drive the vehicle for a set amount of time, which is usually about 3 years. Once your lease term is up, you’ll return the vehicle to the dealership and choose what to do next. There are 3 different things you can do:

1. Lease the same vehicle again
2. Purchase the vehicle you leased
3. Choose a new vehicle to lease

This option is perfect for those who want to try out a variety of vehicles to find the perfect one. You can learn more about a car lease at the finance center at D'ELLA Buick GMC Cadillac today.

What Is A Car Loan?

On the opposite side of a car lease is a car loan. This has been the most popular auto finance option for most drivers since the inception of vehicles. When you have a car loan, you have a certain amount of time to pay it off, and once you do that, you’ll own the vehicle for life. Once you have completed the loan period, you are free to do whatever you want with it.

Each auto loan comes with a principal amount and an interest rate - these are divided up and will give you your monthly payments. If you’ve found the vehicle that you want, feel free to fill out our brief online finance application to get pre-approved. Learn more at our Queensbury car dealership today.

Which Is Better?

There are benefits to getting both a car lease and a car loan and it comes down to your lifestyle and budget. If you’re ready for the long-term commitment to a vehicle, a car loan would be perfect, but if you’re unsure of what you want, then you might consider a lease. Both options have monthly payments but those with a car lease are generally lower. The greatest benefit of an auto loan is the fact that you will own the vehicle outright once it is paid off and you will own it until you decide to sell it. This means you can do whatever you want with the vehicle, within legal reason of course. Come by D'ELLA Buick GMC Cadillac to speak with one of our finance professionals and let them help you decide which auto finance option would be better.

Helping Each Step Of The Way

At our Queensbury car dealership, we want you to have the hassle-free car-buying experience that you deserve. Our inventory is filled with high-quality new and used cars, trucks and SUVs for you to choose from so you can find your perfect vehicle. Once you’ve laid eyes on the perfect one, you can visit our finance experts to discover how you can get behind the wheel. Whether you’re looking for a car lease or a car loan, we are sure to have the right option to fit your lifestyle.